A big reason why I prefer index funds Over stocks and ETFs is because index Funds offer an automatic investing Feature when you buy an index fund your Brokerage will give you the option to Link up your checking account and set up Automated monthly recurring purchases of More shares of that fund this is how I Do online investing and I love it Because that way all my investing Happens in the background of my life Without me having to lift a finger and It takes all the emotion and The Willpower out of it because questions Like when to invest whether to invest Those are just exhausting and cause Analysis paralysis and end up with you Doing nothing so I'd much rather buy a Really good total market index fund like Vtsax or fskax and just keep adding to It with monthly recurring purchases over Time it's a no-brainer way to build Wealth and in 10 years you'll be really Glad you did it